Auto Insurance
Auto insurance is a contract between you and the insurance company to protect you against financial loss. Auto insurance provides coverage for property damage, theft and liability.
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Brazos Capital Insurance Agency is dedicated to finding you the best rate and coverage to fit your needs. We have a large network of carriers that we work directly with to give you the best discounted rates.
Auto Insurance 101
Auto insurance is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy.
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Auto insurance provides property damage, liability, and can include medical coverage:
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Property damage pays for damage to, or theft of, your vehicle.
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Liability coverage pays for the policyholder’s legal responsibility to others for bodily injury or property damage.
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Medical coverage pays for the cost of treating injuries, rehabilitation and funeral expenses.
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Most states require drivers to have auto liability insurance in order to legally drive a car. Liability insurance pays the other driver’s medical, vehicle repair and other costs when the policyholder is at fault in an auto accident. All states have laws that set the minimum amounts of insurance that drivers are required to have. Most auto policies are for six or twelve months. A basic auto insurance policy is comprised of six different kinds of coverage, each of which is priced separately (see below).
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Where can I get a quote?To get a free quote from Brazos Capital Insurance Agency, simply select the type of coverage you are looking for and fill out our simple form or call our toll free number and speak with an agent right away.
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How fast can Brazos Capital Insurance Agency provide me with a quote?We can provide you with a free quote within minutes. Give us a call or fill out our form to get started now.
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What coverages does Brazos Capital Insurance Agency offer?Brazos Capital Insurance Agency offers home, auto, life, renters, health, business insurance and more. To see the full list of coverages offered by Brazos Capital Insurance Agency, click here
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What if I'm interested in multiple types of insurance?Then you've come to the right place. Brazos Capital Insurance Agency specializes in helping people find the best rates and coverages. Many times we can bundle rates together to get you an even better price. Call us now to get a free quote.